What is the Canadian Dental Care Plan?
The Canadian Dental Care Plan is a scheme intended for some people to access funds to help them pay for oral health care. This includes things such as oral examinations, cleaning, fillings and more. The main aim is to make such services budget-friendly for all people since it is essential for everyone to take care of their teeth to keep them healthy.
Eligibility Requirements for the Canadian Dental Care Plan
To qualify for the Canadian Dental Care Plan (CDCP), you need to meet these requirements:
- You don’t have dental insurance.
- Your adjusted family net income is less than $90,000.
- You are a Canadian resident for tax purposes.
- You filed your tax return for the last year.
If you have dental coverage through a government program, you can still qualify for the CDCP.
How is the Amount You Pay for Services Under the Canada Dental Care Plan Decided?
When using the Canadian Dental Care Plan (CDCP), you might have to make a co-payment based on your family’s adjusted net income. A co-payment is part of the dental fees that the CDCP doesn’t cover, and you’ll need to pay it directly to your dentist.
Additional Charges
Keep in mind that the fees charged by your dentist may be higher than what the CDCP pays. You could face extra charges if:
- Your dental care costs more than the CDCP reimburses.
- You choose a service that isn’t covered by the plan.
Always check with your dentist about any potential costs before your appointment. Knowing what you might owe can help you plan better. This is especially important for older adults, as the Canadian government dental plan for seniors may have different coverage details that could affect your out-of-pocket expenses.
Here’s how it works based on your income:
| Adjusted family net income | How much will the CDCP cover | How much you will cover |
| If your income is lower than $70,000 | The CDCP covers 100% of eligible dental care costs | 0% of the CDCP established fees. You may face additional charges as described below. |
| If your income is between $70,000 and $79,999 | The CDCP covers 60% of the dental cost | 40% of the CDCP established fees. You may face additional fees as described below. |
| If your income is between $80,000 and $89,999 | The CDCP covers 40% of the dental cost | 60% of the CDCP established fees. You may face additional fees as described below. |
What Services Are Covered by the Canada Dental Care Plan?
If you don’t have private dental insurance and are on a tight budget, the Canada Dental Care Plan (CDCP) can help! This plan provides reasonable choices and serves as a valuable alternative to traditional dental insurance plans in Calgary! With the CDCP, you can access necessary dental care with a cost-effective ensuring you maintain your oral health while staying within your budget. It covers a variety of dental services designed to improve your oral health. Here’s what’s generally included:
- Preventive services: Routine cleanings, polishing, sealants, fluoride treatments, and more to keep your teeth healthy.
- Diagnostic services: Dental exams and X-rays to check your oral health.
- Restorative services: Fillings to fix cavities and restore damaged teeth.
- Endodontic services: Root canal treatments to save infected teeth.
- Prosthodontic services: Full and partial dentures for tooth replacement.
- Periodontal services: Deep cleanings to treat gum disease.
- Oral Surgery services: Extractions of damaged teeth and other necessary surgeries.
Keep in mind that some treatments may need preapproval from the CDCP, and coverage can vary based on individual situations and plan details.
Procedure for Applying to the Canada Dental Care Plan (CDCP)
- Check eligibility: Provide your full name, date of birth, social insurance number, address, and more required details to see if you qualify at the authorized website.
- Receive code: If eligible, you’ll get a letter with an application code and instructions.
- Apply: Follow the steps in the letter. You’ll find out right away if you’re approved.
- Enroll: If approved, your info will be shared with Sun Life for enrollment.
- Access services: Once enrolled, you can start using your dental care benefits.
Keeping your information accurate and up-to-date can help speed up the process.
Canada Dental Care Plan: Why is it Important for Oral Health?
- Affordable care: Helps cover costs, making dental care easily accessible to everyone and offering essential dental insurance in Calgary to ensure that individuals can maintain their oral health without financial strain.
- Preventative care: Encourages regular check-ups, thus reducing future dental problems.
- Improved oral health: Provides coverage for cleanings, fillings, and more.
Early detection: Helps detect issues like cavities or gum disease early. - Overall health: Good oral care is linked to better overall health, preventing further oral complications.
Reach Us Today for Detailed Guidance Regarding the Canadian Dental Care Plan.
At Crescent Heights Dental Clinic, we’re committed to providing you with optimal dental care. Our Canadian dental plan, including the government dental plan for seniors, is designed to help you maintain your oral health while saving money. We want you to feel confident in your smile! Ready to join our dental plan? Call us today to learn more or to schedule your first appointment. Let us help you keep your teeth healthy for a lifetime!